Put the cover under the lamp. Each of the five things that made it work is a layer you can switch on: the words, the grid it sits on, the colours it uses, the subject, the light.
住宅ローン返済比較 借入4,000万円・35年・元利均等返済. Use large white text on a black background to present clear numbers and comparison, making people immediately want to know which column is more cost-effective.
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Posted by たかゆき＠🏠マイホームお金の相談窓口@myhomefp on WeChat cover, 31 May 2026. Shown with credit and a link back.
Keep all five layers and swap what’s under them: your shop, your budget, your city. You get four covers and the post text.
Verbatim. Copy it, or let Queenie swap in your own details.
Based on the reference cover's composition, visual metaphor, and WeChat official account thumbnail readability, generate a new horizontal WeChat official account cover. Output size: 1456x582, ratio about 2.5:1; the core subject and necessary title information should also work within WeChat's safe square crop. WeChat article title: {fill in the WeChat article title} Intro: {fill in the intro} Original cover method: Fixed rate 3.21% vs variable rate 1%: Is it worth paying a huge interest difference for so-called "insurance"? Style dual-skill Create a horizontal WeChat public-account article cover, 2.35:1 aspect ratio, for an article titled "Fixed rate 3.21% vs variable rate 1%: Is it worth paying a huge interest difference for so-called 'insurance'?". Central concept: distill a single visual metaphor around "fixed rate 3.21% vs variable rate..." and avoid cramming the whole article into the image. Style: preserve the reference cover's visual direction: black-and-white or low-saturation editorial illustration/photo. Use a palette inspired by #f6f7f6 (white), #040404 (black), #fefefe (white), #b3b8b2 (cream). Keep the image editorial, conceptual, and readable as a small WeChat thumbnail. Composition: the image is information-dense, so use a central subject with supporting information on the left and right, and keep it readable as a thumbnail. Keep the main subject and any essential title text inside the safe square crop, while using the full wide frame for atmosphere, secondary symbols, or directional motion. Text strategy: use either no text or a very short headline fragment from the title. If text is used, make it large, clean, and integrated into the layout rather than pasted on top. Mood: match the article skill "Fixed rate 3.21% vs variable rate 1% for so-called insurance... style dual-skill" -- useful, sharp, high-signal, and slightly more memorable than a normal tutorial thumbnail. Avoid: photorealistic clutter unless the source cover is photo-led, fake logos, unreadable tiny text, generic gradient blobs, stock-office imagery, watermark-like marks, and literal screenshots unless the article is explicitly about software interfaces.
